INSURANCE

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Thank you for choosing our practice. Our doctors accept most insurances and are affiliated with many health care plans. Patients who are covered by Medicare are responsible for their yearly deductible and coinsurance when applicable. Remember, however, if you have a secondary and/or supplemental insurance policy, not all plans will pay the Medicare deductible or coinsurance. Some drugs when administered in a doctor’s office also may not be covered 100%.

 

Your insurance policy is a contract between you and your insurance company. You are responsible for the unpaid portion of your bill. It is also your responsibility to know your plan’s limitations, recertification requirements, deductibles, preferred hospitals and laboratories, etc., in order to avoid any unexpected, unpaid charges. Whenever possible, we will assist you with your insurance questions. As a courtesy to all our patients, we do file all insurance claims, including secondary insurance, at no extra charge. In some cases, settlement of claims can take many months. We send you a statement only after any insurance(s) have paid their portion. The statement we may send to you reflects balances after the date of service, not the date we get paid.

 

If you don’t have any insurance or your insurance cannot be verified, payment is expected at time of services rendered. We may also charge for any extraordinary insurance forms that have to filled out for prior authorizations. For example, this may include medication or disability paperwork. There may also be a no-show fee.

 

If you have an HMO plan, please be aware that you may require authorization to see one of our doctors, even for a follow-up visit. In some cases, appointments will be made only after an authorization from the health plan is received. We ask for your cooperation in helping us work with the HMO plan you have selected.

 

We do not want finances to stand in the way of good medical care. If you are experiencing financial difficulties, please let the doctor and/or the Billing and Collection Department know. Payment arrangements can possibly be made. For your convenience, we also accept MasterCard, Visa, Discover and American Express cards.

 

HIPAA Compliance: Be assured that our staff is HIPAA-trained and will do everything reasonable to protect your privacy rights in release of any of your medical information for billing purposes.

 

Again, thank you for choosing us for your medical needs.